Why Spring Holdings
Your business is our business
You’re not typical, neither are we
6 reasons to choose Spring Holdings over any other lender
Faster Than Banks
Applying for a business loan from a bank takes 26 hours on average, and it can be days or weeks until you receive the funding. You’ve got better things to do. You can apply with Spring Holdings in as little as 10 minutes, and receive a decision as soon as the same day.
Tailored Loans
Unlike most online lenders, we have multiple loan types. And our amounts and repayment term can be set to your needs.
Real People
Have a question? Not a problem! You’ll get a dedicated, U.S.-based loan advisor (available 6 days a week) to help you through the entire process.
Transparent Pricing
Our SMART Box® Capital Comparison Tool gives you a comprehensive breakdown of your cost of capital—including all the key terms you need to evaluate potential loan offers.
Loyalty Benefits
For returning Spring Holdings customers who take out another loan, we waive all remaining interest on your current loan, unlike most online lenders. It’s no surprise that 80% of customers come back to us for future financing needs.
Business Credit Building
Unlike most online lenders, we use soft pulls of personal credit reports (which doesn’t affect your credit score).* And we report your payments to business credit bureaus so that every time you pay on time, you’re building your business’s credit.
Here’s what business owners have to say about Spring Holdings:
Very painless
Very painless. My contact was very responsive and was quick to follow up with the next steps. Walked me through the forms and the process to ensure there were no issues.
Working with Spring Holdings for our business…
Working with Spring Holdings for our business loan was a wonderful experience.
Spring Holdings, one of the better long term Lenders
Spring Holdings has been a valued partner for our business. The rates are higher than I hoped for but they’re in line with other long term lenders.
The process was very easy
The process was very easy. Straight forward business information required.